Buying property in Mumbai is a dream for many, but it can also become a nightmare if title verification is ignored. Goregaon, a rapidly developing suburb, has seen an immense rise in residential and commercial projects. Unfortunately, this growth also brings ownership disputes, frauds, and litigation.
This is why consulting an experienced Property Lawyer in Goregaon Mumbai before purchasing or investing in any property is crucial.
What is Title Verification in Property Transactions?
Title verification means confirming that the seller or builder has a clear, marketable, and legal ownership of the property being sold.
A Title Verification Lawyer will thoroughly check all documents and government records to safeguard the buyer’s investment.
Why Hire a Property Lawyer in Mumbai for Title Verification?
Hiring a Property Lawyer in Mumbai ensures:
-Thorough investigation of all title documents.
– Drafting and vetting of sale agreements.
– Ensuring proper stamp duty and registration compliance.
– Protecting buyers from fraud, litigation, and financial loss.
– Assistance in succession, transfer, and ownership disputes.
Key Documents Verified During Title Check
When you hire a Real Estate Lawyer Advocate in Mumbai, they typically review the following documents before approving the purchase:
- Chain of Agreements / Title Deeds – Proof of ownership history for at least 30 years.
- Property Card & 7/12 Extract – Record of ownership and classification of land.
- Mutation Entries – Ensures proper transfer of ownership in municipal/revenue records.
- Encumbrance Certificate – Shows if the property is free from loans, mortgages, or charges.
- Development Agreement & POA (if any) – Ensures builder has legal development rights.
- Approved Building Plans & Commencement Certificate – Verifies legal construction.
- Occupation Certificate / Completion Certificate – Proof that the property is fit for occupation.
- Society Records (if resale flat) – NOC, maintenance clearance, and share certificate.
Common Property Ownership Disputes in India
Despite precautions, many buyers and societies face ownership disputes in Mumbai due to rapid urbanisation. Here are the most frequent issues:
1. Multiple Sale of the Same Flat/Shop
Unscrupulous builders or brokers sell one unit to multiple buyers. Without proper verification, buyers lose money and enter long legal battles.
2. Forgery of Documents
Fake sale deeds, bogus NOCs, and forged signatures are common fraud tactics.
3. Disputed Inheritance and Succession
When a flat owner dies, disputes arise between heirs regarding succession and transfer. If no proper Will or nomination exists, legal complications follow.
4. Builder Failing to Execute Conveyance
Housing societies in Goregaon often struggle with Deemed Conveyance because builders refuse to transfer ownership of land and building.
5. Illegal Construction & BMC Notices
Unauthorized floors, parking areas, or extensions often cause ownership disputes between buyers, builders, and municipal authorities.
6. Loan & Mortgage-Related Issues
If the property was mortgaged to a bank, buyers may later discover existing charges on the property.